As an old boss used to say to me in that southern drawl….Yes, I am starting to blog. Maybe it’s just to diary, maybe it’s to vent, maybe it’s to find encouragement. I have debt. I am no better off today than I was ten years ago. In fact, I’m in worse shape. I have all kinds of debt but I want to focus on the $8,700 of credit card debt that I have. So….here goes nothing.